If your institution still relies on paper files and a manual credit filing system for loans, American Bank Systems provides a full range of banking supplies, including paper forms, printing and software customized to fit your financial institution’s method of doing business.

For many years, financial institutions have utilized this manual credit filing system for accurate administration of loan portfolios. Regulators prefer CredCode’s color-coded filing structure for easy retrieval, review and accurate filing. The color coding and specific tab system enhances loan supervision with everything filed within a predetermined and consistent filing concept.

In many cases, financial institutions need custom bank supplies and documents such as loan agreements, annual privacy notices and deposit brochures. The ABS print shop provides quality printing customized for any document. Our print shop can produce precisely what you need in the size and form you specify. ABS has the legal and compliance support to ensure that these documents meet all regulatory requirements.

Banks must become proactive at the highest organizational levels in addressing compliance risk management. While compliance in actual transactions (“micro-compliance”) remains important, bank boards and senior officers must think more on a “macro” level – the focus now must be on overall compliance from a systematic/process viewpoint. Spend the time documenting your compliance management efforts and you’ll see less regulator scrutiny of individual loan/deposit files.